The Penalties issued by the Business Management Department of the People's Bank of China (Beijing) on Friday (July 15) showed that Beijing Didi Payment Technology Co., Ltd. was warned for 12 types of illegal acts and fined 4.27 million yuan (RMB, RMB,The same, about 880,000 yuan).The date of administrative penalty decision is July 8.
According to the surging news report, the 12 types of illegal acts involved in Didi Pay include the requirements of uploading transaction information errors, which have not implemented the real, complete, and traceable requirements of the transaction information;Carry out the willingness to open an account for account opening in accordance with regulations; do not strictly implement the real -name system requirements of customer identity, and fail to leave relevant materials in accordance with regulations; set up receipt settlement accounts in violation of regulations; open payment accounts for financial enterprises or enterprises engaged in financial business; no personal transactions on personal abnormal transactionsInvestigate the transaction background; conduct non -name capital transfer in violation of regulations; not reporting major risk events in time; not shall be filed for the format of the payment service agreement in accordance with regulations; the obligation to identify the customer's identity is not fulfilled in accordance with regulations;Rights; use the format contract terms to make unfair and unreasonable regulations for financial consumers.
Beijing Didi Payment Technology Co., Ltd. is wholly -owned by Shanghai Shiyuan Technology Co., Ltd., the latter is a wholly -owned subsidiary of Didi Chuxing Technology Co., Ltd. In 2017, Didi Chuxing won this through acquisition of this acquisition.Zhang pays the license.
At the same time, Chen Xi, then the general manager of Beijing Didi Payment Technology Co., Ltd. and the leader of the anti -money laundering leadership group, was warned by the central bank's business management department because of his responsibility for the four types of illegal facts and fined 174,000Yuan.These four illegal facts are: uploading transaction information errors, and the requirements of the real, complete, and traceable transaction information of the transaction information; the real -name system requirements of the customer identity are not strictly implemented, and the work of the legal person's account opening will not be carried out in accordance with regulations;Requirements are not reserved in accordance with regulations; the obligation to identify customer identity is not fulfilled in accordance with regulations.
Jiao Yang, the general manager of Beijing Didi Payment Technology Co., Ltd., who received the ticket, Jiao Yang, the leader of the anti -money laundering leadership group, was responsible for the fact that the five categories of illegal facts were responsible forWarning and fined 206,000 yuan.These five illegal facts are: uploading transaction information errors, and the requirements of the real, complete, and traceable transaction information of the transaction information; the real -name system requirements of the customer's identity are not strictly implemented, and the legal person's account opening will be verified in accordance with regulations;Requirements are not reserved in accordance with regulations; the obligation to identify customer identity is not fulfilled in accordance with regulations; the right to protect consumers' financial information is protected in accordance with the law.
